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Medicare Open Enrollment is October 15th – December 7th, 2015. This is a good time to review co-pays, premiums, deductibles and medication tiers within your Part D plan. Or, switch to another plan that is better suited to your current needs.
You do not have to change your plan but it is recommended to check […]Continue Reading →
You may have heard that the Centers for Medicare and Medicaid Services (CMS) will be issuing new Medicare cards and wondered when you will be getting yours. The short answer is – not for a while. But scammers are not waiting to take advantage of any confusion about the new Medicare cards. Here are the […]Continue Reading →
Time to review your health or drug plan.
Picking season is approaching – pumpkins, apples, Halloween candy…and a Medicare health or drug plan. October 15 – December 7 is the Medicare Open Enrollment period!
Medicare Open Enrollment gives beneficiaries the chance to review their health and prescription drug coverage for the coming year. If […]Continue Reading →
Do you have a question about Medicare or other health insurance? Are you overwhelmed with the number of policies and options available?
Free assistance is provided to Medicare beneficiaries by the Illinois Senior Health Insurance Program, (S.H.I.P.). Trained staff and volunteers offer personal counseling about Medicare, Medicaid, private supplemental insurance (Medigap) and long-term care insurance. […]Continue Reading →
People already enrolled in Medicare can make changes to their Medicare Health Plan and/or Prescription Drug plan to one that more closely meets their current needs during Medicare’s Annual Open Enrollment Period from October 15 to December 7, 2014.
During this time, insurance agents may try to sell you a plan. […]
People who are in the last stages of a terminal illness and their family caregivers can receive significant comfort, peace and dignity from hospice care. Hospice is a philosophy of care that treats the person rather than the disease, focusing on quality of life. It surrounds the patient and family with a team of professionals […]Continue Reading →
Medicare beneficiaries often ask what Medicare covers, what it doesn’t cover, and what they need to know about their health insurance. An explanation of what Medicare covers in 2014 is presented on the Vintage Times, a local cable television program for older persons.
“It is important for beneficiaries to understand the different parts of Medicare, […]Continue Reading →
Recently, an Illinois resident received a letter titled “Medicare Information Update” that asked for his and his spouse’s date of birth and phone number. The letter said: “As of January 1st, Medicare has made changes that affect you and your health care expenses… meaning that you must pay even more towards your own health care.” […]Continue Reading →
Did you know that even if you stay in the hospital overnight, you might still be considered an “outpatient” on observation status? Your hospital status (whether the hospital considers you an “inpatient” or an “outpatient”) affects how much you pay for hospital services (like X-rays, drugs, and lab tests) and may also affect whether Medicare […]Continue Reading →
Medicare fraud is not new. Scammers are constantly developing new methods to manipulate the system. Scammers prey on seniors’ uncertainty concerning Medicare and the Affordable Care Act (ACA). One common thread in today’s Medicare fraud schemes is incorporating Medicare with the ACA. Below are three common Medicare fraud schemes:
1. New federal health insurance card: […]Continue Reading →
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